Starter Savings

The Starter Savings Youth Program is for kids ages 0 - 5 years old. The program introduces young members and parents to an exciting world of fun and educational tools.  Starter Savings members will have their very own savings account so they can “earn while they learn.™”

Account Features & Benefits
  • $1 minimum deposit and share balance
  • No monthly service charge
  • Unlimited deposits and withdrawals
  • Earns monthly dividends* (click here for current rates)
  • Free Quarterly newsletters and statements
  • Receive a Youth Starter Kit when account is opened
  • Automatic enrollment in Starter Savings Youth Saving Program
  • Newsletter with money tips for parents

Free Account Services
Your Valley First account comes loaded with the many free services our members use to access and mange their accounts daily.

  • Online and Mobile Banking
  • Mobile Banking App available for iPhone, Android, and most smartphones
  • Visa Debit Card
  • eStatements
  • Valleyline (24/7 Audio Account Access)
  • Web Bill Pay*

*Web Bill Pay service free when used monthly. Monthly dormant fee after two consecutive months of inactivity.