Credit Cards

Visa® Credit CardsApril 28, 2016
APR1 Annual Fees
Platinum ScoreCard 9.24% - 19.24% None
Platinum Share Secured 9.24% - 19.24% None
1Based on your creditworthiness. Your APR will vary with the market based on the Prime Rate.

How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Method of Computing Balances
Average Daily Balance Method, including new transactions.
Applicable Fees
  • Late Payment: $10.00
  • Balance Transfer/Cash Advance: None
  • Over-the-Credit-Limit: None
  • Returned Payment: $25.00
Foreign Transaction Fees
  • 1% of each transaction in US dollars (transaction made in foreign currency)
  • 0.8% of each transaction in US dollars (transactions made in foreign currency, billed in US dollars)