Drive Away Happy

Purchase or Refinance an auto loan with Valley First Credit Union, now thru May 31, 2013 and receive $200 cash* and 90-Days No Payments!

  • Rates as low as 2.49% APR**
  • 90 Days No Payments
  • Flexible Loan Terms
Member Service
(209) 549-8500 or toll free (877) 549-4567

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*All loans subject to credit approval. Minimum loan amount of $10,000. Model year 2003 or newer. Excludes refinancing of existing Valley First Credit Union loans. Existing loan payments must be current. Interest accrues from date of signed contract. Delaying payments will increase finance charges. Not eligible for Skip-A-Payment until after twelve months of consecutive payments, dating from the first payment date. Limit one $200 incentive per loan financed. Cash incentive issued at time of loan funding. Loan must be funded by May 31, 2013. Not valid with any other promotion or offer. Membership eligibility requirements apply. Membership requires a savings account opened with an initial $25 deposit plus a $1 one-time membership fee, for a total of $26. New accounts subject to Chex Systems.

**Annual Percentage Rate (APR) includes a 0.25% discount for active checking account with auto pay. APR for model years 2012 and newer with less than 15,000 miles and terms up to 78 months. Rates vary depending upon credit history, model year, miles and corresponding terms. For 78 monthly payments at 2.49% APR the repayment amount would be $13.90 per $1,000 financed.