Young Adult Visa® Fixed Rate of 14.4% APR No Annual Fee No Balance Transfer Fee No Cash Advance Fee For members ages 18 to 21 25-Day Grace Period on purchases Extended Warranty Convenience Checks - great for balance transfers and purchases Free Cashier's Checks Up to $250,000 in accidental death travel insurance Lost or Stolen Visa®? Call:1 (800) 991-4964 Billing Inquiries? Call: 1 (800) 477-0227

Credit Card Security
All Valley First Visa credit cards are now protected by Verified by Visa — it password protects your card for free. The next time you shop at participating online stores, enter the information requested to activate your card in order to complete the transaction. It only takes a moment, and then your card will have password protection whenever you shop online.

Visa Disclosures: Unsecured I Secured