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20 or 30 Year Term Loans |
For questions, current rates or to apply for a real estate loan, please call the Real Estate Department at (209) 549-8511 or toll free at (877) 549-4567 option 8.
Purchase and Refinance
Conventional Loans with 20 or 30 year terms
- Owner-occupied, rental properties, condos, and modular homes
- Modular Home must be on permanent foundation
- Fixed and adjustable rates
- Non-Owner Occupied - financing up to 75% loan to value (.50 added to Owner-Occupied rate)
- Interest only options available on some products
Jumbo Loans with 20 or 30 year terms
- Loan amounts exceeding $417,000
- Owner-occupied and non-income producing second homes
- Fixed and adjustable rates
- Up to 95% loan to value on owner-occupied
NMLS ID 508819
NMLS ID 252939
