Personal & Other Loans

Valley First has a variety of loans to fulfill your borrowing needs. We offer competitive rates, an easy application process, and quality service. From beginning to end, you'll discover that Valley First Credit Union is the only place you'll want to go for all your financial needs.

 Personal Signature Loans
  • Competitive rates
  • No prepayment penalties
  • Flexible terms up to 48 months
  • Loan amounts up to:
    • $25,000 for single applicant
    • $50,000 for joint applicants
  • View our current rates
 Share/Certificate Secured Loans
  • Competitive Rates
  • Rate discount available
  • No prepayment penalties
  • Loan amount not to exceed face amount of certificate
  • Loan term not to exceed expiration date of certificate
  • View our current rates
 Overdraft Protection
  • No annual fee
  • Apply only once
  • Competitive rate
  • Each advance is subject to availability of unused balance of credit line
  • Monthly payment of 5% of outstanding balance or minimum of $25
  • Maximum credit line of $5,000
  • View our current rates
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Contact Us
(209) 549-8500
(877) 549-4567 Toll free

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