Do You Kasasa? Put Cash Back in your pocket with free checking that actually pays you for the money you spend.

Kasasa® Cash Back rewards you with cash back on monthly qualifying purchases when made using your free debit card.*

  • 4% Cash Back on debit card purchases*
  • Up to $30 nationwide ATM fee refunds*
  • No monthly fee
  • No minimum deposit
  • No daily balance required to earn rewards
  • No direct deposit requirements
  • Overdraft Protection

Earn even more automatically when linked to a high dividend Kasasa Saver account.

Qualifying for Kasasa Cash Back rewards is easy! Simply do the following during each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle to your account
  • Be enrolled in eStatements
  • Be enrolled and log into Online or Mobile Banking at least once

If for any reason you didn't qualify for rewards in any given qualification cycle, you still get free unlimited checking and earn our base interest rate on balances. Qualify on the next cycle and you're back to earning Kasasa Cash rewards!

Free Account Services
Valley First accounts come loaded with many free services for members to access and manage their accounts.

  • Online Banking
  • Mobile Banking App (available for Apple and Android devices)
  • Visa® Debit Card
  • eStatements
  • Bill Pay**
  • Valleyline (24/7 Audio Account Access

*APY=Annual Percentage Yield. APYs accurate as of 1/1/2014. Rates subject to change. When monthly qualifications are met, you will receive 4% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $8.00 per monthly qualification cycle. Up to $30.00 in ATM fees incurred using Valley First debit card associated with your Kasasa Cash Back account during qualification cycle will be reimbursed and credited if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle, subject to weekends and holidays. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. ATM receipt may be required. Limit one account per SSN.
**Bill Pay service is free when used monthly. Monthly dormant fee after two consecutive months of inactivity.