- We have standard overdraft practices that come with your account.
- We also offer overdraft protection plans, such as a link to another account or a line of credit, which may be less expensive than our standard overdraft practices. To learn more, ask Member Service about these plans.
Under our standard overdraft practices:
- We will charge you an Overdraft fee of $25.00 each time we pay an overdraft.
- There is a limit of seven (7) per day on the total fees we will charge you for overdrawing your account.
|The Standard Overdraft Practices that Come with Your Account:||If you choose to Opt in for Overdraft Privilege:
|We will authorize and pay overdrafts for the following types of transactions:
||We will authorize and pay overdrafts for the following types of transactions:
|We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we will not authorize and pay an overdraft, your transaction will be declined.|
How to opt-in for Overdraft Privilege
Visit any Valley First Branch location during normal business hours and speak to a Member Service Specialist to opt-in.
Find a branch location near you
Mail your completed Opt-in Form to:
Valley First Credit Union
PO Box 1411
Modesto CA 95353-1411
Download the Opt-in Form
Opt-in by calling Member Service at:
(877) 549-4567 toll free