Lock in the advantages with low minimum balances and tiered, competitive interest rates to maximize your earnings.

Account Features & Benefits
  • No monthly service fee
  • Earns higher interest than regular savings
  • Competitive, tiered rates
  • Terms from 6-60 months
  • Multiple ways to conveniently enjoy earning:
    - Transfer to savings or checking account
    - Withdrawn at maturity date without penalty
    - Check automatically mailed monthly
  • Federally Insured up to $250,000 by NCUA
Regular Certificate:
Regular with $1,000 minimum
Premium with $10,000 minimum

Youth Certificate:
Starter Savings with $250 minimum
Adventure Savers with $250 minimum
Frequency with $500 minimum

Free Account Services
Your Valley First account comes loaded with the many free services our members use to access and manage their accounts daily.

  • Online and Mobile Banking
  • Mobile Banking App available for iPhone, Android, and most smartphones
  • Visa Debit Card
  • eStatements
  • Valleyline (24/7 Audio Account Access)
  • Web Bill Pay*

*Web Bill Pay service free when used monthly. Monthly dormant fee after two consecutive months of inactivity.