Individual Retirement
Account (IRA)
Safeguard your financial future.

Offering tax favored plans, a free IRA account can help you prepare for what's ahead.

Account Features & Benefits
  • No monthly fee
  • No minimum deposit
  • Earns higher dividends than a regular savings account
  • No minimum deposit to earn interest
  • Earning and contributions may be tax-deferred
  • Quarterly statements
  • IRA Share Certificates (CDs) available
Four IRA Options:
  • Traditional
  • Roth
  • SEP
  • Coverdell Education

Free Account Services
Valley First accounts come loaded with many free services for members to access and manage their accounts.

  • Online Banking
  • Mobile Banking App (available for Apple and Android devices)
  • Visa® Debit Card
  • eStatements
  • Valleyline (24/7 Audio Account Access)
  • Bill Pay*

*Bill Pay service free when used monthly. Monthly dormant fee after two consecutive months of inactivity.