Individual Retirement
Account (IRA)
Safeguard your financial future.

Offering tax favored plans*, a free IRA account can help you prepare for what's ahead.

Account Features & Benefits
  • No monthly service fee
  • Earns higher interest than regular savings account
  • No minimum deposit to earn interest
  • Earning and contributions may be tax-deferred*
  • Quarterly statements
  • IRA CDs available
  • Federally Insured up to $250,000 by NCUA

    Four IRA Options:
  • Traditional
  • Roth
  • SEP
  • Coverdell Education

Free Account Services
Your Valley First account comes loaded with the many free services our members use to access and manage their accounts daily.

  • Online and Mobile Banking
  • Mobile Banking App available for iPhone, Android, and most smartphones
  • Visa Debit Card
  • eStatements
  • Valleyline (24/7 Audio Account Access)
  • Web Bill Pay*

*Web Bill Pay service free when used monthly. Monthly dormant fee after two consecutive months of inactivity.