|Safeguard your financial future.
Offering tax favored plans*, a free IRA account can help you prepare for what's ahead.
Account Features & Benefits
- No monthly service fee
- Earns higher interest than regular savings account
- No minimum deposit to earn interest
- Earning and contributions may be tax-deferred*
- Quarterly statements
- IRA CDs available
- Federally Insured up to $250,000 by NCUA
Four IRA Options:
- Coverdell Education
Free Account Services
Your Valley First account comes loaded with the many free services our members use to access and manage their accounts daily.
- Online and Mobile Banking
- Mobile Banking App available for iPhone, Android, and most smartphones
- Visa Debit Card
- Valleyline (24/7 Audio Account Access)
- Web Bill Pay*
*Web Bill Pay service free when used monthly. Monthly dormant fee after two consecutive months of inactivity.